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05/11/2013 by

How To Select The Best Merchant Services For Your Small Business

If you want to start your own small business, it is mandatory to identify the very best merchant services for your company.

How To Select The Best Merchant Services For Your Small Business -

Photo by Shutterstock

It might be hard for you to make an informed decision, especially since you’d have to analyze a plentitude of offers launched by different service providers.

This is why it is important to evaluate every single service based on its very own list of pros and cons. You might be wondering: based on what selection criteria should I identify the perfect merchant services, tailored to my needs, demands and financial possibilities?

Keep reading to discover the most accurate answer to your question.

Financial Savings

Did you know that excellent merchant services brought to you by respectable providers can trigger considerable financial services?

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According to recent estimates, such a service could easily help you save up to $173 on an annual basis.

This may not be much, but it’s still a significant amount of money that stays in your pockets, year after year, and enables you to invest in work-related projects that could supplement your income.

Transaction Fees

Obviously, you’ll want to profit from an excellent merchant service, allowing you to make the most of the lowest transaction fees.

Your main goal is to spot and benefit from a payment service well-liked for its minimal transaction fees, when a card is present and when it’s not.


If you have very little experience with financial transactions and still want to find a way to receive payments in a timely manner, opt for simple, comprehensive, highly convenient merchant services designed to support your most ambitious goals.

Go in favor of a service allowing you to profit from a generous selection of features, implemented to simplify your life and help you build a solid relationship with your clients and with all your service providers in no time.

Merchant account, recurring billing, online invoicing, virtual terminal and payment gateway are some of the most common features displayed by respectable merchant services worth considering, if you plan to open a small business in the near future.

Accepted Credit Cards

Undoubtedly, the best merchant services accept numerous types of credit and debit cards.

Including Visa, MasterCard, Discover and American Express, enabling you to profit from timely, 100% secure financial transactions and increase your client database.

Customer Support

It’s no secret that most business owners who are not Internet savvy are having a hard time trying to spot the best payment solution allowing them to run a thriving business in the long term.

After all, with so many tempting options at hand, who wouldn’t be confused and indecisive? Opt for a service provider offering you flawless customer support and addressing all your needs and concerns in a timely manner, 24/7.

Choose to do business with respectable provider ensuring non-stop live chat assistance and accurate answers to all your questions delivered via email in a timely manner.

Fraud Protection

If you want to run a flourishing business for many years to come, you have to choose wisely when it comes to selecting the best merchant services.

With so many online scams impacting the profitability of numerous business owners worldwide, it is recommended you go in favor of merchant services guaranteeing increased fraud protection with address verification, CVV2 (Card Verification Value), Security Socket Layer (SSL), and Real-Time Processing.

One thing’s for sure: cash-only transactions will never manage to help you grow a thriving company in the long term. You will definitely need to promote your products to a larger audience and make more prospects want to invest in your products and services.

If you want this to happen, your business has to accept credit cards; thus you have to make the most of truly convenient merchant services meeting and even exceeding your highest expectations.

All in all, PayPal merchant services are designed to exceed your highest expectations, due to their affordable fees, increased convenience, enhanced fraud protection and flawless customer support.

PayPal merchant services allow you to receive payments in a highly convenient manner, while saving a significant amount of time and money in the process.

My Opinion

PayPal has been a major merchant service provider more than one and a half decade.

With localized presence in almost all major geographies, and internationally standard; however locally viable transaction model, PayPal addresses needs of every businesses.

Though, completions as well as options are numerous and emerging every day, PayPal would dominate every business owner’s heart and mind.

What About You?

Do you own a business and in the lookout for a suitable merchant service provider. Which is the first merchant service option in your mind? Write about, if you are already using one.

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About the Author

Mohit Aggarwal is a seasoned blog writer and technology enthusiast. He has been contributing to several blogs on topics like technology, cloud computing, social media, internet marketing, travel etc. for past couple of years.


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